Insurance
[CLIENT TO PROVIDE: list of insurance plans Healing Harbor is in-network with]
Coverage varies from plan to plan. Before your first session, we recommend calling the member services number on your insurance card and asking:
- Do I have outpatient mental health (behavioral health) benefits?
- Is Healing Harbor Therapy and Counseling in-network for my plan?
- What is my copay or coinsurance for an outpatient therapy session?
- Do I have a deductible, and how much of it have I met this year?
- Is telehealth covered the same way as in-person sessions?
- Do I need prior authorization or a referral?
We’re also happy to help you sort through it on your phone call.
Self-pay rates
[CLIENT TO PROVIDE: self-pay rate for the first (intake) session, ongoing session rate, and session length]
Some people choose to pay for therapy themselves, even if they have insurance, for added privacy or flexibility. If you are uninsured or not using insurance, you have the right to a Good Faith Estimate of your expected costs.
Sliding scale and financial assistance
[CLIENT TO PROVIDE: whether a sliding scale or financial assistance is offered, and its terms]
Out-of-network reimbursement
[CLIENT TO PROVIDE: whether superbills are provided for out-of-network reimbursement]
Payment
[CLIENT TO PROVIDE: accepted payment methods and how clients pay, e.g. through the client portal]
Cancellations and missed sessions
[CLIENT TO PROVIDE: cancellation and no-show policy, including notice required and any fee]
